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The Senator Reports April 30th, 2009

Sen. Wyland

The Importance of Financial Literacy
By Senator Mark Wyland

Given our current economic situation, teaching financial literacy and helping young people understand personal finance is more relevant than ever. Considering that only 26% of teens know how credit card fees work and only 34% can balance a checkbook, it was clear that we must develop a strategy to teach kids about financial literacy: take the message about money management directly to the classroom.

That's why I'm authoring a measure that would require that one-half of an Economic course necessary for high school graduation focuses on personal financial literacy. Bad money-management habits that may develop early in life could be reversed if students are able to simply learn the financial basics. California students deserve a balanced education that not only prepares them for college or the workforce, but also for the real world, and I believe teaching financial literacy in high schools is a powerful step in the right direction.

Senator Mark Wyland represents the people of the 38th Senate District, which includes cities in north San Diego County and the south Orange County cities of San Clemente and San Juan Capistrano.

Senator Mark Wyland
1910 Palomar Point Way, Suite 105
Carlsbad, California 92008
760.931.2455 Office
email: senator.wyland@sen.ca.gov

Sen. Garrick

Numbers Don't Lie
By Assemblyman Martin Garrick

During budget negotiations earlier this year, Democrats argued that more taxes would pull California out of a huge budget deficit. However, judging by the numbers coming into the state treasury, that is certainly not the case.

The State Controller has posted a daily “tax receipt tracker” on his website (www.sco.ca.gov) that shows the amount of personal income taxes coming into the state’s coffers. As of April 22nd, the state has collected nearly $6 billion less than it had collected by the same time last year.

I have continually advocated that California can’t tax its way out of a deficit and that raising taxes will only further depress the economy. Now is the time to focus on serious budget reforms and eliminate waste, fraud and abuse in government.

As we move closer to re-opening budget negotiations to deal with our ballooning deficit, I will fight even harder to serve as a voice of reason to the tax and spend crowd in Sacramento who have failed time and time again to see that the proof is in the numbers.

Assemblyman Martin Garrick serves the communities of Carlsbad, Del Mar, Solana Beach, Encinitas, Rancho Santa Fe, San Marcos, Vista, and portions of San Diego, Escondido and Oceanside as the Assemblyman for the 74th District.

 

 

 

 

 

 


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